Rosbank income card. Rosbank debit and credit cards: advantages and features of various types of programs

Each Rosbank debit card is issued as part of one of 4 service packages. The characteristics of each are presented in the table.

Tariffs for Rosbank debit cards vary among different types. A special category is “#Everything is Possible” cards. Unlike other banking products, they allow you to receive bonuses: cashback, income on your account balance and Travel bonuses. The higher the card, the higher the amount of income and cashback received. Servicing such a card costs at least 590 rubles.

The Rosbank “Supercard” was very profitable. It allowed you to receive 7% cashback on all types of purchases. But it is currently not released.

Non-registered cards, as well as Mastercard Standard and MIR Classic, are serviced free of charge. For other types you will have to pay from 590 to 1990 rubles if they are connected to the “Everything is Possible” program.

There are two Rosbank cards that are issued with bank partners:

• "RZD Classic". Issued in the “Golden” service package. Upon activation, 500 welcome points are credited to your account. In the future, you can get 1 point for every 30 rubles, plus 5% on the account balance. Having accumulated a certain number of points, they can be exchanged for train tickets;
• Mastercard World O'KEY – ROSBANK. Issued at the Rosbank office or at the O’KEY hypermarket chain. By paying for purchases with a card, the owner accumulates points, which he can later exchange for products in the chain’s hypermarkets. Immediately after activation, 150 welcome points are awarded, which can be spent on purchases in a month. For every 100 rubles, 2 to 7 points are awarded, depending on the amount of payment.

Clients can also get a card with an individual design. You can offer your image or choose from the bank's gallery.

Recipient requirements

Adult citizens of Russia and foreign countries can order a debit card from Rosbank. A card will also be issued to a 14-year-old citizen, but only by proxy.

Required documents

You only need to have your passport with you. Employees will issue the required application forms at the bank themselves. No other documents are needed to receive the card.

Online card order

You can apply for credit and debit cards on our website. To do this, you need to fill out a form: indicate your phone number and region. A bank employee will call you back within 5 minutes and advise you on the selected product. The card will be produced within 5 days, you can get it at the office.

Rosbank debit cards are used for non-cash payments and withdrawals of money through terminals. Many options have cashback and withdrawal limits. Bank cards have different terms of use.

What debit cards does Rosbank offer?

There is a chance to order a Rosbank debit card with free service. Users receive a certain profit. The interest rate depends on the card turnover. It is possible to instantly link the card to foreign currency accounts. I issue the following types in Russian banks:

• MasterCard World Black Edition;
• MasterCard Standard;
• Visa Classic;
• MasterCard Gold;
• Visa Gold...

Conditions for issuing debit cards in Rosbank

You can receive Rosbank debit cards for individuals by selecting a set of additional services. The best offers for users whose accounts pass large amounts.

You can apply for a Rosbank debit card in 2019 in person or through online banking. You can leave a request, indicating your passport details. The manager will call you back to clarify the loyalty program and wishes.

Debit plastic cards have become so commonplace in modern life that it is difficult to imagine traveling or just going shopping without a card from any bank. The question of which bank to trust to issue their card is faced not only by those who are going to become a holder for the first time, but also by those who have previously used a debit card, but were not satisfied with the conditions provided by the bank or payment system. A Rosbank debit card is one of the opportunities to get plastic for Russian citizens. Let's consider its advantages and disadvantages, as well as the obtaining algorithm.

Rosbank debit card - conditions

First of all, you need to decide on the type of card, since Rosbank’s line includes 10 different items with different conditions of use and service: there are gold, platinum and black cards. Cards with cashback and special thematic bonuses and promotions, for example, an autocard.

However, first we note the main advantages of any of the debit cards:

• The account can be opened in Russian rubles, US dollars or euros.
• They allow you to pay for goods and services in any currency from any country in the world.
• You can withdraw funds at any ATM in the Rosbank network or at ATMs of partner banks at the rates established by Rosbank. You can withdraw not only rubles, but also US dollars.
• If you encounter any difficulties or problems with your card, online banking or mobile application, you can contact customer support 24 hours a day.
• If the card is lost or stolen, it can be easily blocked.
• You can pay for purchases on the Internet, order goods from any website, book hotels and rent cars and not be afraid of losing funds since the cards are protected using 3D-Secure technology.
• It is possible to issue additional cards so that your loved ones can use funds from your account.
• The card may be insured against loss or theft. You can also insure cash withdrawals.
• You can pay for services of partner organizations through Internet banking.
• You can transfer money from card to card through an ATM or online service, if both are issued by Rosbank.

The most commonly used is the standard Rossbank Visa Classic debit card. Tariffs are as follows:

• Annual maintenance cost is 300 rubles.
• When withdrawing cash you will have to pay a 4.9% commission. In this case, the minimum amount is 290 rubles, even if you withdraw a thousand.

Each holder of such a debit card has access to free Internet banking (however, to connect it, you need to draw up a special agreement on the provision of remote account management services), and can also set up an SMS notification about the funds spent and the account balance (cost - 50 r. per month). Clients can also take advantage of the privilege program if they decide to order a debit card from Rosbank. Rosbank does not provide cashback or credit services to classic card holders.

You can change your PIN code for free either using an ATM, online banking or visiting a bank branch. The credit limit on the card is RUR 300,000.

When the card expires (usually it is 3 years), the bank will issue a new card free of charge. If you need to change the PIN code (if the holder has forgotten or lost it) or issue a new card to replace the lost one, you will have to pay 300 rubles. If such a procedure is urgently needed, its price will be 6,000 rubles.

It is recommended to carefully check the information when making payments, since if the transaction needs to be declared invalid, you will have to pay the bank 750 rubles. for considering your application.

Rosbank is one of the largest banks in the country, occupying 13th place in the ranking by number of assets. In addition to the honorary title, Rosbank can boast of a wide range of products for individuals. This article will focus on the debit cards of the mentioned bank.

You can get “plastic” in several ways:

You can apply for a debit card by calling the hotline: 8-800-200-84-34 (toll-free in Russia). The operator will ask you a few questions to help you decide on a product. If you chose a card yourself, inform the bank employee. He will inform you when the “plastic” is ready.

You can visit your nearest bank branch. Inform the office employee of your desire to purchase a card. Don't forget to take your passport with you. A bank representative will fill out the form and give it to you for signature. Next, you just have to wait for the card to arrive.

You can also submit your application online by first filling out the fields marked with an asterisk:

• FULL NAME.;
• date of birth;
• Contact details;
• place of actual residence.

A bank employee will call you back to clarify the details, usually within a day. And it will notify you when the card is ready for issue.

1. Go to the official Rosbank page in the “Debit Cards” section.
2. Find the “Apply for a card” banner located on the right side of the screen.
3. Click "Submit Application".
4. In the window that opens, specify the card type: debit.
5. Continue filling out the form, including information in all fields marked with an asterisk.
6. Check the box for consent to the processing of personal data.
7. Click "Submit Application".

After some time, a bank employee will call you back. Therefore, it is so important to indicate a valid phone number in the application form. He will advise you on Rosbank products, ask several important questions and offer the optimal card and tariff.

Rosbank are issued on the condition that the future owner is an adult. When visiting the bank, you only need to have your passport with you. Other registration conditions, such as the cost of monthly service, etc., are determined later. This is due to the fact that the bank offers several tariff packages.

If necessary, a bank employee will advise on each of them. After being fully informed, you will be able to choose the optimal package for yourself and issue a card.

Card limits directly depend on the type. Rosbank has 4 of them in its assortment:

• Electron / Maestro / Classic unnamed;
• Classic/Standard;
• Gold;
• Platinum/Signature/Black Edition.

Now about the limits for each group.

Electron / Maestro / Classic unnamed:

• daily cash withdrawal through ATM/cash desks: RUB 100,000;
• You can withdraw cash monthly through an ATM/cash: RUB 250,000. (for main) / 125,000 rub. (for additional);
• monthly limit for online purchases: RUB 100,000.

Classic/Standard:

• daily cash withdrawal through ATM/cash desks: RUB 150,000;
• You can withdraw cash monthly through an ATM/cash: RUR 700,000. (for main) / 350,000 rub. (for additional);
• limit on non-cash card transactions per day: not provided;
• monthly limit for online purchases: RUB 300,000.

Platinum/Signature/Black Edition:

• daily cash withdrawal through ATM/cash desks: RUB 500,000;
• You can withdraw cash monthly through an ATM/cash: RUB 3,000,000. (for main) / 1,500,000 rub. (for additional);
• limit on non-cash card transactions per day: not provided;
• monthly limit for online purchases: RUB 3,000,000.

There are 4 packages of banking services to choose from:

• classical;
• premium;
• gold;
• simple.

Now more details about each.

Classical:

• maximum number of accounts: 3;
• cost of monthly service: if the account balance at the end of the month is more than 50,000 rubles. – 0 rub.; with a smaller balance – 150 rubles;
• privileges: not provided.

Premium:

• maximum number of accounts: 7;
• additional cards: 4;
• cost of monthly service: if the account balance at the end of the month is more than 2,000,000 rubles. – 0 rub.; with a smaller balance – 2,500 rubles;
• privileges: Priority Pass / Concierge Service.

• maximum number of accounts: 4;
• additional cards: 2;
• cost of monthly service: if the account balance at the end of the month is more than 250,000 rubles. – 0 rub.; with a smaller balance – 450 rubles;
• privileges: not provided.

Simple (unnamed card):

• maximum number of accounts: 1;
• additional cards: not provided;
• monthly service cost: free;
• privileges: not provided.

You can find out more about tariff packages for debit cards

A debit card can be seen in the wallet of almost every citizen, regardless of his status. This payment instrument is actively used to transfer wages, social and government benefits. “Plastic” is also convenient when traveling abroad. Additional privileges and banking services make them even more attractive to clients. RosBank, along with other financial organizations, offers individuals to issue a payment document on favorable terms. In this article we will look at tariff plans for card products and customer reviews about the level of service.

Visa Unembossed

Non-personalized (non-personalized) instant-issue cards are very popular. The main “trump card” is the fast processing time with a minimum number of documents. You can receive an Unembossed Visa on the same day of application, 30 minutes after submitting your application. In addition, unnamed “plastic” costs much less than standard debit cards. RosBank, for example, does not charge any fees for servicing and issuing Visa Unembossed.

What is the difference from other plastic cards? The unnamed “plastic” on the magnetic stripe and front side does not contain personal information about the owner, which may affect the security of transactions. Otherwise, the non-personalized Visa Unembossed is similar to other payment cards. With its help, you can pay for purchases through terminals or the Internet. PayWave contactless payment system is also available.

You can cash out at any bank terminal. When withdrawing funds using RosBank devices, no commission is charged; at the cash desk you will have to pay 1% (minimum 29 rubles). When making a transaction using a third-party ATM, the client pays an additional 1.2% (minimum 99 rubles).

Visa Classic and MasterCard Standard

RosBank issues standard debit cards as part of a classic package of services, which is the best offer for most clients. The cost of annual maintenance is relatively low - 150 rubles. This includes:

• opening and maintaining accounts in rubles, euros or dollars;
• personalized card with chip;
• 3D Secure payment protection;
• PayPass/PayWave contactless payment technology;
• participation in bonus programs from the payment system and bank.

There is no commission for withdrawals in RosBank terminals; in other devices its amount is 1.2% (minimum 99 rubles). For standard cards, daily and monthly cash withdrawal limits are set: 250 thousand and 700 thousand, respectively.

You can get a classic card with an individual design, but you will have to pay 600 rubles to issue it.

An interesting proposal for young people was the introduction of the international discount program ISIC/IYTC/ITIC. RosBank issues these debit cards in the MasterCard Standard format with a classic package of services. The product combines a payment instrument and an international identity card. The cards are available to clients aged 18 to 27 years: youth, students, graduate students, teachers.

Premium cards

For those wishing to gain access to exclusive offers and VIP services, premium service packages from RosBank PJSC have been created. Gold and Platinum debit cards provide their owners with the following features:

• travel, life and health insurance during travel;
• providing legal and information assistance abroad and at home;
• extension of the warranty period for purchases;
• increased withdrawal limits;
• free emergency card reissue;
• booking tickets, tables in restaurants and hotel rooms through the concierge service;
• discounts and bonuses from payment systems.

When registering for “plastic”, 4 to 7 accounts are opened. Annual service for the Gold service package will be 450 rubles, and for holders of Platinum class cards - up to 2500 rubles. Withdrawals are carried out without commission in the terminals of PJSC RosBank. Debit cards have the following limits:

• 360 thousand rubles It is allowed to cash out per day and no more than 1 million rubles. per month for ;
• up to 1 million rub. Visa/MasterCard Platinum holders have the right to withdraw daily.

The holder of premium “plastic” will always be a welcome guest in all prestigious establishments in the world.

Travel Miles Cards

For travel lovers and people who are often on business trips, RosBank, together with the travel portal iGlobe.ru, has created a series of debit cards of different classes. For purchases, the “plastic” holder receives bonuses - miles, which can then be used to pay when booking hotel rooms, air and railway tickets and for other services offered on the iGlobe website.

Let us consider in the table the terms of registration and service, as well as the capabilities of Travel Miles cards from PJSC RosBank.

After issuing a Travel Miles card, the holder receives welcome miles. As can be seen from the table, their number depends on the class of payment “plastic”.

“Supercard+” and “Autocard”

Premium “plastic” at RosBank is available in an interesting format of banking programs. The client receives not only the prestigious Visa Platinum card, but also additional privileges to it. For example, the owner of an “Autocard” will receive a cashback of 1%, valid for all categories of purchases, and 5% at gas stations, car washes, and parking lots.

“Sverkhkarta+” is a RosBank debit card, the conditions for obtaining which do not differ from the registration of premium products. Its presence will allow the holder to return up to 7% from any purchase, as well as accumulate 6.5% per annum on the balance of funds.

Using the bank client will also be able to open up to 4 foreign currency accounts (including savings) and receive 2 additional Classic and Gold bank cards for free. The premium package of services will cost the owner at standard rates - 500 rubles. If you keep more than 250 thousand rubles in your accounts, the bank will not require a service fee at all.

Users' opinions

Holders of RosBank debit cards express a positive opinion about the level of service. Citizens note the convenience of withdrawing funds: ATMs are located in sufficient numbers in cities, and they do not have to spend a long time searching for terminals or using the services of third-party organizations. I am also pleased that there is no commission for withdrawing money.

Any RosBank debit card receives good reviews. Users are satisfied with the cost of the service package, its composition, and the quality of service. Advantageous offers with cashback are appreciated by car enthusiasts and travelers.

The line of debit cards at RosBank is diverse and interesting in its own way. The client can easily choose the most acceptable service conditions for himself, regardless of the purpose of opening an account and personal income.